With a global financial crisis there may be more preferred ways to pay than currently catered for, ways that may assist customers with their transaction costs as well as Modwest.
If were a young squiggle again I might be wondering about how old I have to be to sign up for a modwest account (it's not obvious) and if there was a special teen power plan (persuader) and a way to bill a parent (clincher).
I can't locate JM's annual billing comment as I can't search comments else I would have tagged this on the end, as annual billing would fit well with gift accounts. One might for example wish to gift a fully paid hosting account for a year and then do the same next year.
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Good question!